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Online payment processing may sound complicated and high-tech, but rest assured, even the smallest of non-profit organizations can easily process payments on its website. Here are the three things you need for online payment processing:dc6Free Articles Directory | Hostsee.com 1. A Payment Gateway - The second thing you need is a payment gateway. An easy way to think of a payment gateway is to think of it as the Internet's equivalent to a machine that swipes credit cards. A PG actually authorizes a credit card for use in real-time. It processes the customer's credit card information, order information, etc. Make sure any payment gateway you are considering is compatible with your website, particularly your shopping cart software. Most payment gateways offer a myriad of features including comprehensive support and fraud protection and tools (which many non-profits don't have to worry about anyways).dc6Free Articles Directory | Hostsee.com 2. A Merchant Account - Similar to a traditional bank account, a merchant account is a bank-issued account that simply allows you to accept credit cards online. It's one of the two things you need for successful online payment processing. Merchant accounts simply allow or authorize you to accept credit cards and manages the back-end of accepting payments with the banks. If you already have the ability to accept credit card payments offline, then getting a merchant account solely for online payment should be relatively simple. Talk to your primary bank or financial institution or a third-party payment processor to get your online merchant account up and running.dc6Free Articles Directory | Hostsee.com 3. A Payment Prompt - This refers to a visible button or link on your website that users can click if they want to donate money. Putting the link on your website is simply a matter of copy and paste; most payment gateways and third-party payment processors (such as PayPal) can provide you with the code needed to properly display the link or button. Have your web master or designer (or whoever handles the back-end operations of your website) put the code wherever you want it on your website.dc6Free Articles Directory | Hostsee.com
Online Paymentsdc6Free Articles Directory | Hostsee.com
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